Once wildfire victims are allowed back home, and the shock wears off, it’s time to start thinking about what’s covered by the insurance. Ting Pen, co-founder of the consumer search group ValuePenguin, says it’s important to do a thorough assessment and documentation as soon as possible, to get a good place in line for reimbursement…
Pen says victims should take photos and videos of all damages. And some people also have what’s known as “additional living expenses” coverage on their policies…
ValuePenguin says Insurance companies typically beef up staffing, lengthen the hours of operation, and send representatives to local disaster recovery centers and community centers during major events like this. It’s also not possible to amend a policy to get better coverage, that the coverage homeowners have right now is all they’ll have after the fire.
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